As the goddess of both material and spiritual prosperity, Lakshmi delights in the sensual pleasures of the earth realm so she hovers quite near to us.
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You are auspicious among all auspicious things.
You are holy and fulfill our wants.
You are the one to whom we surrender.
You are the mother having three aspects of nature,
You are the consort of Narayan.
I bow down to you.
~ from Rituals and Festivals of India, by Tara Bapat, Focus Books, 1991